Solving Florida's three big problems, hurricanes, insurance, and affordability.. We have it 200 mph wind load. fireproof, insurance starting form $600 per year. AC cheap to run with R35 insulation and individual units included, and affordable 249K including the land. $1726 per month including taxes and insurance. Homes turnkey includes all appliances including micro , washer and dryer. These new site built steel homes have a 50 year warranty and will be the last home you buy.